Your finance department.
For Swiss SMEs.
Financial administration, bookkeeping, closings, budget, controlling, forecast and financial planning – built on KHIRA, our own AI Finance Operating System. Set up, reviewed and monitored by finance experts. Our goal: daily updated figures in your finance portal, explained to you every month. KHIRA goes live in 2027 – we support our first 20 founding customers from day one.
Personal · Precise · Partnership-based · Forward-looking
Financial clarity requires technology and accountability.
Personal finance expert
A direct point of contact knows your company and supports your finance function.
Professional review
Key results and exceptions are checked by experienced finance experts.
Continuously up-to-date figures
Financial data is prepared not only for the annual closing, but continuously for business management.
SME focus
Processes, reports and support are tailored to the needs of SMEs.
From bookkeeping to better decisions.
Finius doesn't just record what happened. We make sure you understand what it means for your company and what to do next.
Capture
Receipts, invoices and bank transactions are automatically read, matched, reconciled and posted. Integrated review and control mechanisms monitor the entire process.
Close
Reconciliations, controls and open items are prepared on an ongoing basis. The goal is reliable management figures every month.
Understand
Finius shows developments, variances, risks and their possible causes.
Plan
Budget, liquidity and forecast are linked to the current financial data.
Decide
Business owners receive clear recommendations, priorities and next steps.
Four pillars of your finance department.
Finius takes over the entire finance function – not just bookkeeping.
Financial administration
Finius takes over the ongoing financial processes and ensures your financial data stays complete, up to date and traceable.
Closing and quality
Closings are prepared in a structured way, reviewed and documented transparently – so you can trust your numbers.
Controlling and analysis
Finius makes visible how your company is developing, where variances arise and which areas need attention.
Planning and decisions
Finius connects current figures with the future, explains to you monthly what they mean, and supports you in making financial decisions with greater clarity.
Your finance team – not your accounting software.
Software is something you have to operate. A finance team does the work and tells you what the numbers mean. That is exactly the difference.
One price, one responsible party
Bookkeeping, payroll, VAT and closing fully taken over. You no longer need to outsource anything separately or coordinate between providers.
Figures that are explained to you
Every month a conversation with your finance expert: what happened, why, and what it means for the coming months. No dashboard you have to interpret yourself.
Profitability at project level
Which project, which client, which area actually makes money. Bookkeeping alone doesn't answer this question – we do.
Particularly suited to service companies with a project structure – architecture and planning firms, engineering firms, agencies and consultancies with 3 to 50 employees.
Reliable figures – not just at year-end.
Finius aims to create a reliable financial basis for decisions for every company it supports, every month. Your figures are available at any time in your finance portal – and explained to you in the monthly numbers review. Ongoing reconciliations and quality controls improve the data basis for reporting, budget, forecast and liquidity planning.
Monthly management figures
Ongoing reconciliations and quality controls for a reliable basis for decisions.
Quarterly closing
Where included in the package: in-depth review and quarterly report.
Annual closing
Structured preparation and creation of the annual financial statements.
Individual scope of services
The exact scope depends on the package and individual agreement.
Automated by KHIRA. Reviewed by finance experts.
KHIRA automates recurring work, detects anomalies and prepares financial information. Our finance experts review relevant results, assess exceptions and take professional responsibility.
Documents & data
Receipts, invoices and bank transactions are automatically read.
KHIRA processes
KHIRA matches, reconciles and prepares the posting.
Validation
Integrated controls validate and reconcile.
Exceptions
Unclear or risky transactions are detected.
Experts review
Finance experts review exceptions and approve relevant results.
Reports & recommendations
Reporting, forecast and recommendations are updated.
Automation increases speed and consistency.
KHIRA does not replace professional judgment.
Important results are not accepted blindly.
Why you can trust the numbers.
KHIRA is deliberately built so that the AI does not decide on your figures. It speeds up the work – calculation remains rule-based and professional responsibility stays with our finance experts.
Calculations without AI
Bookings, balances, depreciation, VAT and payroll are calculated using fixed rules. Same starting point, same result – always traceable.
AI suggests and explains
KHIRA reads documents, suggests account assignments and explains developments. It does not decide on your figures and does not book on its own.
The clear source first
The Swiss QR code is read first, then the invoice text. AI only comes into play when these routes are not enough.
Better no figure than an estimated one
If the data basis for a KPI is missing, it is shown as open instead of extrapolated. A plausible but wrong figure is more dangerous than a missing one.
Data on Swiss servers
Finius is a Swiss company. Your financial data is processed on servers in Switzerland and therefore stays within Swiss jurisdiction.
Separated data, controlled access
Each client is strictly separated. Access rights and approvals are role-based, closed periods are locked. Every booking remains traceable – corrections are made by reversal, never by overwriting.
In short: KHIRA may suggest and explain – calculating and booking follow fixed rules, and key results are reviewed by a finance expert.
What you can always understand better with Finius.
Always available in your finance portal – based on the data available.
Liquidity
How will your ability to pay develop over the coming weeks and months?
Result
How profitably is your company operating and which factors change the result?
Budget
Where are you above or below plan – and why?
Costs
Which costs are rising and where is action needed?
Projects
Which projects, clients or services actually contribute to the result?
Next steps
Which financial tasks and decisions have priority now?
How Finius works.
In five steps to your external finance department.
Strategy call
We get to know your company, your current finance organisation and your goals.
Onboarding
We define the scope of services, set up the collaboration and take over the relevant finance processes.
Connect data
Documents, invoices and bank transactions are connected to KHIRA, automatically read, matched, reconciled and booked. Review and control mechanisms are built directly into the process.
Personal support
A finance expert accompanies your company, checks relevant results and coordinates open items.
Ongoing finance management
Finius takes over finance administration, keeps reports and planning up to date and supports you with important decisions.
Four ways to manage finances — and why Finius makes the difference.
Most SMEs today use a combination of Excel, accounting software and an external fiduciary — with gaps at every interface.
| Comparison | Excel & folderspurely manual | Software aloneBexio, Banana etc. | Traditional fiduciaryexternal, periodic | Finius worksExperts + Khira |
|---|---|---|---|---|
| Time required | Very high | Medium — self-recorded | Collect documents, then wait | Minimal — runs automatically |
| Timeliness of figures | Only if maintained | Current, if kept by yourself | 4–6 weeks delay | Updated daily (target, from go-live 2027) |
| Professional oversight | None | None | High | High |
| Automation / AI | None | Partial (import) | Occasional, in development | End-to-end, with oversight |
| Controlling & budget vs. actual | Rebuilt manually | Mostly not available | Rarely part of the mandate | Integrated |
| Planning & forecast | None | Mostly an add-on module | Only on request | Integrated |
| Costs | Seemingly free, a lot of time | Licence + your own time | Hourly-based, grows | Predictable monthly flat fee |
Swipe sideways to compare all alternatives
| Comparison | Excel & folderspurely manual | Software aloneBexio, Banana etc. | Traditional fiduciaryexternal, periodic | Finius worksExperts + Khira |
|---|---|---|---|---|
| Time required | Very high | Medium — self-recorded | Collect documents, then wait | Minimal — runs automatically |
| Timeliness of figures | Only if maintained | Current, if kept by yourself | 4–6 weeks delay | Updated daily (target, from go-live 2027) |
| Professional oversight | None | None | High | High |
| Automation / AI | None | Partial (import) | Occasional, in development | End-to-end, with oversight |
| Controlling & budget vs. actual | Rebuilt manually | Mostly not available | Rarely part of the mandate | Integrated |
| Planning & forecast | None | Mostly an add-on module | Only on request | Integrated |
| Costs | Seemingly free, a lot of time | Licence + your own time | Hourly-based, grows | Predictable monthly flat fee |
Most combinations don't fail because of a single component — but because of the gaps between them.
The Finance Operating System behind Finius: KHIRA.
KHIRA is our own AI Finance Operating System – a platform from document capture to decision basis. It takes over recurring work, checks, matches and prepares your financial data – under the control of our finance experts.
Receipt processing
Documents, invoices and bank transactions are read and matched automatically.
Controls
Built-in checks detect duplicates, inconsistencies and anomalies.
Analysis
KPIs, developments and variances are prepared in a structured way.
Liquidity
The cash trend for the coming weeks is continuously updated.
Daily updates
Our goal with the 2027 go-live: your figures are available in your finance portal, updated daily.
Insights
Anomalies and possible measures are prepared for your finance expert.
KHIRA supports
KHIRA is the technology that makes the Finius finance department possible. It automates recurring work and prepares your financial data – your finance experts take care of the actual work. You can see your figures at any time in your finance portal.
KHIRA goes live in 2027. Until then, we build and test the system together with our founding customers.
Learn more about KHIRADashboard
Muster AG · continuously updated
Cash
CHF 482'000
+4.2%
Forecast
CHF 455'000
in 30 days
Profit
CHF 64'000
+8.1%
Revenue
CHF 312'000
+12%
Runway
planned7.5 mo.
at current cash burn
Health
planned76 / 100
Overall picture
Important today
Check document B-1187 (VAT rate unclear)
for reviewBank reconciliation Raiffeisen: 3 items open
openApprove quarterly VAT
readyPreview with sample data (Muster AG). Runway and Health are planned KPIs. Go-live 2027.
The first 20 customers build KHIRA with us.
KHIRA goes live in 2027. We are taking on 20 founding customers who are on board from the start. Our goal for all customers: daily updated figures in your finance portal.
Directly on KHIRA
You don't start on an interim system, but on the Finance Operating System we are building for Finius.
Close support
A personal finance expert looks after your company and guides you through the build-up until the 2027 go-live.
Shape it with us
Your requirements from project controlling, reporting and planning flow directly into development.
Swiss data hosting
Your financial data stays on servers in Switzerland and within Swiss jurisdiction.
We discuss terms in the free strategy call.
Who Finius is built for.
Service companies with a project structure and 3–50 employees – architecture and planning firms first. Where projects, personnel costs, budgets and utilisation need to be managed continuously.
With SIA phases, several parallel projects and the need for project and phase profitability instead of Excel reports.
For construction, building services and specialist planning firms with fee billing by project, utilisation management and personnel costs.
For marketing, communications, digital and consulting agencies with project-based revenue and personnel costs.
For IT, software and other service businesses with project structure, recurring fees and 3–50 employees.
Predictable monthly flat fees.
Tailored to your company.
Our packages give you transparent price guidance. After the free initial call you receive a binding monthly flat fee, tailored to the scope and complexity of your financial administration.
Personal finance experts included.
SME Digital
For small SMEs that want to organise their financial administration fully digitally.
Up to 80 transactions (documents) per month.
Depending on document volume: up to 30 documents from CHF 450, up to 80 documents from CHF 660.
- Personal finance expert
- Ongoing bookkeeping
- Automatic capture and matching
- Bank reconciliation
- VAT returns
- Annual closing
- Payroll for up to 3 employees
- Quarterly management reporting
- Quarterly figures review with your finance expert
- Integrated review and control mechanisms
SME Plus
For established SMEs with higher demands on controlling and planning.
Up to 180 transactions (documents) per month.
Depending on document volume, employees and bank accounts, up to around CHF 1’550.
- All services from SME Digital
- Payroll for up to 10 employees
- Financial controlling and management reporting
- Budget vs. actual with root-cause analysis and recommendations
- Rolling forecast
- Project and cost centre reporting
- Liquidity overview
- Corporate tax return
- Quarterly strategy meeting
Scale
For growing companies with more complex financial processes and requirements for financial leadership.
Up to 400 transactions (documents) per month.
Individual depending on scope and complexity, typically up to around CHF 2’900.
- Complete external finance department
- Individual support
- Custom management reports
- Budget and forecast management
- Scenario modelling
- Extended project and cost object reporting
- CFO functions
- Individual bank connections
- Prioritised support
Automated. Reviewed. Personally supported.
Documents, invoices and bank transactions are automatically read, matched, reconciled and prepared for booking. Integrated review and control mechanisms and our finance experts ensure quality and reliability.
All prices are exclusive of VAT. The final monthly flat fee depends on transaction volume, number of employees, bank connections, foreign currencies, reporting requirements and complexity. After the free initial call you will receive a binding quote for the agreed scope of services.
A collaboration that fits your company.
Every company has different finance processes, requirements and priorities. That is why we tailor the specific scope of services to your company personally.
Scope
Which finance processes should Finius take over for you?
Complexity
How many accounts, employees, transactions and organisational particularities need to be considered?
Financial leadership
What are the requirements for closing, reporting, controlling, budgeting and planning?
In the free strategy call we clarify your needs and then prepare a transparent, individual quote.
Request a non-binding quoteFinancial expertise that takes responsibility.
Behind Finius are experienced finance professionals and software development that understands SMEs. We build KHIRA ourselves – professional judgement and personal support remain human.
Elhame Lamallari
Federally certified finance expert
Edona Badalli
Federally certified finance expert
Natalia Ramirez
Finance Operating System Lead
Francis Ozale
Data Engineering & Client Lead
People. Numbers. Perspectives.
Frequently asked questions.
Everything you need to know about Finius.
What makes Finius different?
Finius is neither pure accounting software nor a traditional fiduciary offering. Finius is your external finance department – with personal financial expertise, ongoing financial management and KHIRA Intelligence.
What does Finius take over?
Bookkeeping is our foundation and is fully taken over by Finius: document processing, ongoing bookkeeping, payroll, VAT and closing. Building on this, depending on the package and agreement, Finius supports controlling, budgeting, forecasting, reporting, analyses and financial decisions.
Who reviews KHIRA's results?
Relevant results, exceptions and risky transactions are reviewed and monitored by experienced finance experts. The specific scope of control depends on risk and the agreed scope of services.
Can the AI calculate my figures incorrectly?
The calculation itself is not done by AI. Bookings, balances, depreciation, VAT and payroll are determined using fixed rules – same starting point, same result. KHIRA reads documents, suggests account assignments and explains developments; it does not decide on the figures. If the basis for a KPI is missing, it is shown as open instead of estimated.
How is my data protected – and where is it stored?
Finius is a Swiss company. Your financial data is processed on servers in Switzerland and therefore remains within Swiss jurisdiction and under Swiss data protection law. In addition, each client is strictly separated from others, access rights are role-based, approvals and payment authorisations are organisationally separated and closed periods are locked. Every booking is documented traceably; corrections are made by reversal instead of overwriting. You can find details on data processing in our privacy policy.
Do I still need accounting software?
Finius organises the necessary technical solution as part of the agreed collaboration. You do not have to coordinate your financial administration across different systems yourself.
What is KHIRA?
KHIRA is our own AI Finance Operating System and the foundation of Finius: it connects financial data, automates recurring work, supports analyses and prepares recommendations. KHIRA is not sold as separate software – you receive the finance department as a service, with access to your figures in the finance portal.
When does KHIRA go live?
KHIRA goes live in 2027. Until then, we are carefully building and testing the system on Swiss servers. The first 20 customers start as founding customers and closely accompany the build-up. Our goal is that, with the go-live, your figures are available in your finance portal, updated daily.
Will I receive a closing every month?
Finius aims to provide reliable management figures and a basis for decisions every month. The exact scope of monthly, quarterly and annual closings depends on the package and individual agreement.
Can my existing accountant work with Finius?
Yes. Finius can complement existing partners, take over defined finance functions or look after the entire financial administration.
Which companies does Finius serve?
Finius is aimed at service companies with a project structure and 3–50 employees – first architecture and planning firms, then engineering firms, agencies, consultancies and other service providers.
How long does onboarding take?
Onboarding usually takes 1–2 weeks, but can depend on the availability and quality of your financial data as well as integrations to be set up.
Can you support growing companies?
Yes. Our packages and financial support scale with your company – from the small SME to the growing company with more complex requirements.
Strong finances start with a clear conversation.
Get to know us and find out how Finius can take over your financial administration and improve your decisions.
30 minutes · free · non-binding